Tag: "Insurance"
Uninsured and Underinsured Motorist Claims
While obtaining auto insurance is a legal requirement for ALL drivers, it’s estimated that around 20 percent of drivers in Texas do not even have basic liability protection. This is why it is so important for drivers to ensure they have uninsured motorist coverage through their own insurance provider. In the state of Texas, all […]
Claims Adjuster Tricks & How to Avoid Them Following a Crash
When insurance claims adjusters talk with you, they have only one intention: to look out for the financial welfare of their company. No matter how nice they seem on the phone, they are not calling to express their concern about the auto accident, nor will they be swayed by emotional pleas. In order to receive […]
Does Auto insurance Follow the Driver or Car?
“Car Insurance“ (CC BY 2.0) by P.O.M. The question of who insurance follows—the driver or the car—is a very common question that we get asked all the time. It is no wonder that there is a lot of confusion out there, something we will attempt to clear up in this post. In general, car insurance follows the vehicle; […]
Is Personal Injury Protection Worth It?
It’s very important to add personal injury protection (PIP) coverage to your insurance policy if given the option (it’s mandatory in many states), and it is definitely well worth it. Many people contact us asking if personal injury protection is really worth it, and our answer is always a resounding YES! In some states (such as […]
Insurance Companies Required to Fight You
In the event of an accident, an insurance carrier holds the legal responsibility to provide a defense to the insured. When you select an insurance carrier for your car, the company has a legal obligation to provide you with a defense if an accident occurs. Of course the other driver’s insurance company has the same […]